FREEDOM ISN'T A DREAM, IT IS A PLAN
Retire Earlier. Live Wealthier. Create a Legacy that Last
Take control with strategies to retire earlier, build wealth tax-free, and protect your family’s future
Do You Feel On Track for the Future You Want?
Retiring Too Late
Afraid you won’t retire comfortably—or that financial stress could keep you working into your 70s?
Overwelmed by Taxes
Tired of seeing your hard-earned income disappear to taxes instead of fueling your financial growth?.
Fear of Market Volatility
Worried that sudden market swings could wipe out your retirement savings right when you need them most?
Family Security
Concerned about leaving your loved ones financially vulnerable if something happens to you?.
Medical Expenses
Scared that a major illness could drain your entire life savings and leave you with nothing?.
Complex Planning
Overwhelmed by conflicting financial advice and not sure which strategies actually work?.
What could your future look like with the right strategy on your side?
You Are Not Alone, and There is a Better Way
These challenges don't have to define your financial future. With the right strategies and guidance, you can overcome every single one of these obstacles and build the secure, prosperous life you deserve.
Transform Your Financial Future
Retire Earlier with Confidence
Discover proven strategies to accelerate your retirement timeline by 5-10 years while maintaining your desired lifestyle.
Grow Wealth Tax Free
Learn how to build substantial wealth using tax-advantaged accounts and strategies that keep more money in your pocket..
Protect Your Loved Ones
Ensure your family is financially secure with comprehensive protection strategies that provide peace of mind.
Safeguard Against Medical Expenses
Protect your wealth from devastating healthcare costs with smart insurance and savings strategies.
Maximize your existing Resources
Optimize your current assets and income to work harder for you through strategic repositioning and planning.
Pay Off Your Debts Faster
Implement strategic debt elimination plans that free up more money for wealth building and retirement.
MEET THE FOUNDER & CEO
Hey, I'm Javier Cotua
I’m Javier Cotua, founder of Cotua & Rondon Financial Security Group, a Global Financial Impact Agency with one clear mission: to Inspire Families to Dream Again.
Today, too many families face financial uncertainty, especially when it comes to retirement. Here’s a fact that might shock you: 67% of Americans have never created a financial plan.
That means the majority of people are entering the most important years of their lives unprepared. But it doesn’t have to be that way.
If you don’t want to be part of that statistic, take the first step toward securing your future. Book a free call with me today — and let’s design a financial plan that gives you peace of mind and the freedom to dream again.
Frequently Asked Questions
How much does it cost to work with you?
Our services are totally free for our customers. This will cost you only if you wait and keep things unchanged.
I'm not wealthy, can you still help me?
Absolutely! You don't need to be wealthy to start building wealth. We understand that people are in different stages, and we adapt to each individual situation.
I'm close to retirement is it too late?
It's never too late to optimize your financial situation! Even if retirement is just a few years away, there are still powerful strategies to maximize your retirement income, minimize taxes, and protect your assets. Many clients in their 50s and 60s have been amazed at how much they could improve their retirement outlook with the right planning. The key is acting now rather than waiting.
I'm young, should I worry about my retirement now?
Start planning for retirement is the smart move you can do, in fact, with the appropiate plan you can retire early.
How is this different from my financial advisor?
Many advisors focus only on managing investments, but we specialize in guiding you toward a secure retirement while reducing your tax burden. We integrate strategies for lowering lifetime taxes with retirement income planning, estate considerations, and debt management when relevant. By treating these areas as interconnected, we build a coordinated plan designed to maximize efficiency and help you keep more of what you’ve earned throughout retirement.
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